Is Live Oak Bancshares down or not working?

What happened to Live Oak Bank, why did the service go down and not work? Here you can see who else is having the same problem with Live Oak Bank, as well as possible solutions. According to our statistics, the following most often do not work: Account Balances, ATM, Bill Pay, Credit Card, Deposits, Funds Transfer, Mobile Banking, Mobile Login, Online Banking, Online Login, Withdrawals.

Current status: No failures

At the moment, according to our data, Live Oak Bank is working fine, but single failures are possible. If Live Oak Bank does not work for you, then report your problem and write a comment.
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Live Oak Bank outage reports in the last 24 hours

User reports by hour (UTC), last 24 hours

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Total weight in 24 hours: 0 Busiest hour: 22:00 UTC (weight 0)

How this score compares

Current 24-hour weight is 0. Warnings start at 20, Failed at 50. Median services on this language today is 0.

Other services in this category

Official links

  • Facebook: https://www.facebook.com/100064842214538
  • Twitter: http://www.twitter.com/liveoakbank

Facts

Started 2007
Country United States

About Live Oak Bank

Live Oak Bank, also known as Live Oak Bancshares, Inc., is an American financial services company based in Wilmington, North Carolina. It was founded in 2007 and operates in the banking industry in the United States.
Live Oak Bank is a digital bank headquartered in Wilmington, North Carolina. When its online banking, mobile app, or payment services run into trouble, this page collects user reports and shows which parts of the service are affected. Check here first before contacting support. A quick look at recent reports often tells you whether the problem is on the bank's side or yours.
Live Oak Bank, founded in 2007, is an American financial services company offering online banking, deposits, lending, and payment services. Customers manage accounts through its website and mobile app rather than a large branch network, so digital access matters more than with most banks. Common trouble spots include slow logins, balances that fail to refresh, delayed funds transfers, and bill pay or card transactions that stall mid-process. ATM withdrawals and mobile check deposits can also hiccup during app updates or maintenance windows. Before filing a report, try a few basics. Confirm your internet connection, update the mobile app, and test the site in a different browser. Make sure your credentials are current and that no pending security verification is blocking your login. If transfers fail, check for holds or limits on your account. These steps rule out the most frequent local causes.

Questions

Is Live Oak Bank down right now?

According to reports on this page, Live Oak Bank looks fine for most people. Isolated failures still happen — report yours if you are stuck.

When was the last mass outage?

We do not have a recorded mass outage for Live Oak Bank yet.

Why can't I log in to Live Oak Bank's online banking?

Login problems usually come from incorrect credentials, an outdated app, or a temporary security hold on your account. Reset your password, update the app, and try again. If the issue continues, contact the bank's support team.

How long do funds transfers usually take?

Internal transfers between Live Oak accounts are typically fast, while transfers to other banks can take one or more business days depending on the method. Delays during maintenance or high traffic may extend that window.

Live Oak Bank - error and failure reports, troubleshooting methods

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